Refi Goal Finder method
How we research
Straight answer
Refi Goal Finder is built from public rulebooks, agency explainers and official forms, read first-hand rather than summarized from other websites. CFPB refinance guidance, Freddie Mac's refinance pages and Regulation Z disclosure rules are the main references for goal-based refinancing here, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
Topics come from the questions people type into search engines about this subject, gathered from free public autocomplete suggestions, then narrowed to the ones this site's focus can answer well.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
- CFPB: Mortgages consumer tools
- CFPB: When can I remove private mortgage insurance from my loan?
- CFPB: What is a prepayment penalty?
- CFPB: Fixed-rate vs adjustable-rate mortgages
- CFPB: What are rate caps with an ARM, and how do they work?
- Fannie Mae: Changing or transferring ownership of a home
- CFPB: Can a debt collector contact me about a debt after a divorce?
- CFPB: Homeowners face problems with mortgage companies after divorce or death of a loved one
How a page is checked
- Each factual statement is matched to a primary source.
- Plain-language wording is compared back to the source so meaning is not lost.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- Should I refinance to lower my monthly payment?
- Refinancing to a shorter term: what to weigh
- How to remove someone from a mortgage
- Refinancing or assuming a mortgage after a divorce
- Refinancing an adjustable-rate mortgage to a fixed rate
- When refinancing is not worth it
- How soon can you refinance after buying a home?
- Refinancing to add someone to your mortgage
About the Refi Goal Finder quiz
Nothing entered into the Refi Goal Finder quiz leaves your device, and no field comes prefilled.
Sources
- CFPB: Mortgages consumer tools
- CFPB: When can I remove private mortgage insurance from my loan?
- CFPB: What is a prepayment penalty?
- CFPB: Fixed-rate vs adjustable-rate mortgages
- CFPB: What are rate caps with an ARM, and how do they work?
- Fannie Mae: Changing or transferring ownership of a home
- CFPB: Can a debt collector contact me about a debt after a divorce?
- CFPB: Homeowners face problems with mortgage companies after divorce or death of a loved one